Trump Signals EXO On Healthcare

Republicans still have not fulfilled their biggest campaign promise — to repeal and replace Obamacare.

Now, President Donald Trump is signaling he may go it alone without Congress and take executive action to allow insurers to sell health plans across state lines.

“I’ll probably be signing a very major executive order where people can go out, cross state lines, do lots of things and buy their own health care,” Trump said last week on the South Lawn of the White House. “It’s being finished now. It’s going to cover a lot of territory and a lot of people, millions of people.”

Details of any executive order are still unknown, but Trump already has some early support.

“I’m all for it. If it’s constitutional. and he’s got some pretty good lawyers, I assume that he does, I’m all for it,” said Sen. John Kennedy, a Louisiana Republican.

Republicans say they will support Trump’s executive action to fix Obamacare, but feel backed in the corner legislatively.

“I don’t think there’s any question about it. I’m a member of the legislative branch and I would rather us do it legislatively. However, in this situation where we can’t get the Senate to pass anything, obviously the president’s got to do something,” said Rep. Buddy Carter, a Republican from Georgia.

Democratic Texas Rep. Lloyd Doggett does not believe the president is ready to have the federal government guarantee what state regulators provide.

“There needs to be adequate consumer protection so that these health care policies don’t take away in the fine print what they promise in the sales promotion,” Doggett said.

Republicans argue selling health plans across state lines would improve competition and give consumers more choice. But Democrats push back on that claim and say cross-state sales could get confusing.

“If you buy a policy in Louisiana, you’re under Louisiana law unless it’s a national policy like the Affordable Care Act and that way you’re under federal law. On a Texas hospital it’s just going to confuse the issue,” Rep. Gene Green, a Democrat from Texas, said.

The Affordable Care Act already allows cross-state insurance, but only eight states are trying it. One big reason is insurance companies tailor their policies to their local customers.

Seattle retains title of hottest housing market in the country with Portland right behind

According to a recent report from Geekwire Seattle is still King of Housing.

Seattle home values continue to skyrocket, rising at a rate of more than double the national average in July.

According to the latest installment of the Case-Shiller National Home Price Index, Seattle home prices shot up 13.5 percent on a year-over-year basis. Portland saw the second fastest home price growth at 7.6 percent, according to the report. The national average for July was 5.9 percent.

Seattle has consistently been the hottest housing market in the nation over the last few years, buoyed by the city’s thriving technology industry. This summer, Zillow found that Seattle is among the cities with the highest number of $1 million neighborhoods. Seattle has 38 $1 million neighborhoods, putting it at seventh among the top 10 cities.

And while Seattle is gaining $1 million neighborhoods rapidly it is also grappling with a homeless crisis. A separate Zillow report found that Seattle has the third highest homeless population in the nation, behind only New York and Los Angeles. Seattle is one of several cities where Zillow ties rent increases to a rising homeless population.

Developers are building record numbers of apartments in the Seattle area, but it still is not enough to keep up with the demand from the constant influx of new people as well as potential buyers stuck in the rental market due to high costs. Rising home values and lack of available starter homes make it tough for younger buyers, even the techies working at Amazon and Microsoft, to get into the market.

Case-Shiller’s data shows that the biggest competition for houses over the past few years has been at the lowest price tiers. High-end housing prices have been pretty stable, while cheaper homes have been extremely volatile. However, things do appear to be leveling out somewhat, as even the low-priced homes aren’t seeing as extreme price spikes as they did back in 2013 and 2014.

Guild Mortgage helps raise $430,000 for Redmond’s Liberty Road Foundation

Demonstrating its commitment to giving back and improving the local community, Guild Mortgage recently served as the primary sponsor of the 13th Annual Liberty Road Foundation Charity Golf Tournament and Dinner Auction, which raised more than $430,000 for those in need.

One of the largest independent mortgage lenders in the U.S., Guild was the Master Sponsor ($15,000) of the fundraiser, held Aug. 8 at The Golf Club at Newcastle. Guild provided $50 TaylorMade/Adidas gift cards to more than 120 tournament participants.

Additionally, company representatives served as individual hole, lunch and happy hour sponsors, while Guild branches in Bellevue, Kirkland, Mill Creek and Tacoma purchased $750 tables at the dinner and auction. All told, 85 Guild employees plus their guests attended the evening’s festivities.

Proceeds from the event will benefit the Liberty Road Foundation, based in Redmond, which partners with seven nonprofit organizations helping at-risk children and families. The auction also supported SAFE, a nonprofit working to assist women get out of the sex trafficking trade.

Founded in 1960, Guild Mortgage has more than 3,600 employees operating from 250 branch and satellite offices in 25 states. The company has a total of 27 branches in the state of Washington.

The company’s Guild Giving Program encourages employees to donate time and money to charitable causes in their own communities.

Nun Rocks with A Chainsaw After Hurricane Irma

The cleanup after Hurricane Irma is a massive undertaking, after the destructive storm hit Florida and neighboring states over the weekend. In Miami, a nun chipped in to clear trees in her neighborhood — and no one, it seems, can resist a story about a chainsaw-wielding nun.

Sister Margaret Ann was spotted at work by an off-duty officer of the Miami-Dade Police Department, which posted video and images from the scene in the community of Kendall West Tuesday.

The department calls the sister’s work another sign that Miami’s community will work together to repair what Irma broke, writing on its Facebook page, “Thank you Sister and all of our neighbors that are working together to get through this!”

Sister Margaret Ann is the principal of Archbishop Coleman F. Carroll High School, southwest of downtown Miami, which wrote on its Facebook page early Wednesday, “We are so blessed to have her and the Carmelite Sisters at our school. We are proud of the example they show for our students and other members of the community every day.”

The phrase “chainsaw-wielding nun” is one we didn’t know we would need to use in the wake of Irma, but it shows the breadth of the work it will take to recover from this storm — in Florida, in neighboring states and in the Caribbean.

The nun with a chainsaw habit quickly drew interest beyond Miami. She made headlines in England; CNN interviewed her Tuesday night.

Enlarge this image

Sister Margaret Ann was spotted at work, chainsaw in hand, by an off-duty officer of the Miami-Dade Police Department.

Miami-Dade Police Department

“The road was blocked, we couldn’t get through,” Sister Margaret Ann told CNN. “And I saw somebody spin in the mud and almost go into a wall, going off the road. So, there was a need, I had the means — so I wanted to help out.”

The chainsaws were sitting in a closet at her school, Sister Margaret Ann said, “and they didn’t belong there. They needed to be used.”

By using the chainsaw, the nun said, she was trying to live up to something her school teaches its students: “Do what you can to help.”

Sister Margaret Ann’s example resonated online. On the Miami-Dade police page, Annette Zayas wrote a comment saying, “She attends my parish and always has this warm smile with everyone she meets.”

People thanked the nun — and discussed the difficulty of handling a chainsaw wearing a habit.

“Somebody made a comment that she was not handling the chainsaw correctly. I was raised ‘do the best you can and after the day you can go home proud.’ That is all we ask for, she rocks,” Eggert Edwald wrote on the Miami-Dade Police page.

The Forgotten In Our Booming Economy

Blog Post by Louis Howard

Community Impact: The Forgotten People and Areas in this Booming Economy.

Even with the U.S. economy boasting impressive job growth and domestic equity markets near record highs, a fragmented recovery has left many states struggling to close budget deficits nearly a decade after the 2008 financial crisis S&P Global has downgraded 11 states compared to just two upgrades since January 2016. It has 11 states on negative outlook, which means the ratings agency believes more than 20 percent of states are in danger of a credit downgrade.sis.

Most economists believe that America is at full employment. After all, the official unemployment rate is a mere 4.5%, the lowest level in years

“I’d say we’re doing pretty well,” Janet Yellen, the head of America’s central bank, west level in in years.

1.Unemployed People who have disappeared or exhausted benefits They aren’t counted in the official unemployment rate, which only tallies people who actively searched for work in the past month.

  1.  Public Assistance:

As of July 7, 42.6 million Americans were receiving SNAP benefits during the current fiscal year, down from 44.2 million in 2016. The 2017 figure is the lowest since 2010, when 40.3 million people were on food stamps. The number peaked in 2013, at 47.6 million.

  1. The 14.4 million in need of a full-time job

Every month, the Labor Department puts out the official unemployment data. Its latest count says there are 7.2 million unemployed. These are the people who are represented in the 4.5% unemployment rate. Too many people are stuck in part-time jobs, and not enough people are working at all in their “prime years” between ages 25 and 54.

  1. A New Milestone in Household Debt

In the first quarter of 2017, consumer debt rose to $12.73 trillion, exceeding its peak in the third quarter of 2008. Student loans account for 10.6 percent of that total, up from 3.3 percent in 2003, while housing’s share, though still great, has fallen back to 2003 levels One of the major factors behind the latest debt binge has been student loans, a mounting burden that can stifle economic growth by preventing Americans from buying homes or spending on big-ticket consumer items.

  1. Lack of Structure:

       For some a lack of built on job opportunities like factories and production lines impact the ability for some to get good paying jobs in their area where they live

  1.  Where is your place in the Economy:

1 At the Bottom: If you are on the millions with no voice at or below the poverty line are one on public assistance and low ages then it is the same economy it as always been which is a struggle

  1. The Middle: If you are part of middle America making the median which $51,000 income up to 100k a year. You are impacted by debt especially consumer and student loan debt and course our favorite taxes. You are not saving enough to keep up with your monthly  housing and and save up enough for retirement or investments
  2. The Top %: The median income is $214, 000. Life is freer and has more choices for you because you have higher income, credit, assets, investments and a growing retirement fund. The top 5% are the ones who feel the  best of the economy because there is more insulation and protection than those at the bottom

 

 

 

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